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Technology

Minimize Your Operating Costs And Maximize Your Efficiencies With Innovative Technology

As a leader in the consumer credit financing industry, Wells Fargo Financial Retail Services works with today's leading–edge technology and technology providers – including GERS, STORIS and TylerNet–to provide your business efficient and effective solutions designed to help you save time and money and stay one step ahead of your competition.

When you take advantage of a customized credit financing program from Wells Fargo Financial Retail Services, you can benefit from:

Fast, Reliable Host-to-Host System Interfaces

Interfacing with leading-edge point-of-sale technology enables you to enjoy simple, fast and secure application and transaction processing.

Benefits you'll notice include

  • Quick credit decisions
  • Easy add-on purchasing capabilities
  • Simple, fast sales transactions that promote customer satisfaction
  • Minimal credit financing paperwork
  • Simplified sales processing that can reduce training costs
  • Easy-to-use processing equipment that can improve employee satisfaction
  • Account or name inquiring capabilities
  • Direct data exchange for immediate response

Convenient Web-based Customer Application Processing

This effective tool can differentiate your business from the competition by allowing customers to apply for credit from their home computer or for your employees to process applications from a designated terminal in your store.

By taking advantage of our Web-based customer application processing, you can:

  • Meet your customers' needs quicker and more conveniently
  • Save time and money by reducing your credit financing paperwork
  • Enhance your online marketing

By taking advantage of our Web-based customer application processing, your customers can:

  • Apply for credit from their home computer 24 hours a day, 7 days a week
  • Visit your store already approved for credit and ready to buy
  • Depend on fast, confidential and secure processing

How Web-based Customer Application Processing Works…


From Your Customers' Home Computers

If your business has a branded website, we'll provide the information you need to connect your site to our Online Application Service. You'll be able to offer your customers a convenient way to obtain financing for your products and services from the privacy of their own home! Your customers can apply online 24 hours a day, 7 days a week. In most cases, they'll get a decision within seconds.

From Your Store

Wells Fargo Financial Retail Services will provide a direct link to our Online Application Service that you can access from your store computer through a web browser. You will log on to our site and complete the application information on behalf of your customer. Within seconds, you will receive a credit decision and upon approval, an account number that gives your customer immediate purchasing power.

In addition, you can set up an in–store kiosk with a direct link to your Web site, allowing customers to apply for credit on their own–right from your store.

Flexible Online Dealer Application Processing

This secure, user-friendly tool is perfect for dealers or call centers looking for an alternative to faxing applications for a credit decision or purchasing application processing equipment.

By taking advantage of our online dealer application processing capabilities, you'll be able to:

  • Give quick credit decisions and credit limits
  • Check on the status of applications at any time
  • Depend on confidential, secure processing

Stand Alone Point-of-Sale Processing

Our terminal-based point-of-sale solution allows you to quickly and securely accomplish all your processing needs.

Benefits you'll notice include:

  • Fast application decisioning
  • Compact, user-friendly terminals that require minimal training
  • Name and account inquiry capabilities
  • Access to customer open-to-buy information

Rapid, Electronic Funding

Our rapid electronic funding enables you to improve your cash flow since funds are transferred directly to your business bank account via Automated Clearing House (ACH) funding, usually within 48 hours. For your convenience, you'll receive a next day autofax confirmation of deposit to help you maintain accurate records.

Our easy-to-read reports enable you to:

  • Analyze the results of a particular financing promotion
  • Find out which stores are producing the highest charge volume
  • Access your current customer open-to-buy information

You can use this information to determine future promotions and marketing strategies.

Rapid, Electronic Funding

Our rapid electronic funding enables you to improve your cash flow since funds are transferred directly to your business bank account via Automated Clearing House (ACH) funding, usually within 48 hours. For your convenience, you'll receive a next day autofax confirmation of deposit to help you maintain accurate records.