Give Your Customers The Purchasing Power To Buy Today
A private label credit card program from Wells Fargo Financial Retail Services can turn your browsers into buyers and keep them coming back for repeat purchases. This revolving credit program is dedicated for purchases at your business. It includes a diverse menu of competitively priced special-terms promotions designed to drive more traffic to your business, improve sales and build customer loyalty.
You'll enjoy many exclusive features with a private label credit card program, including:
- Portfolio acquisition
- Diverse special-terms promotions
- A program designed to optimize credit limits
- Customized marketing materials
- Internet applications
Portfolio Acquisition
We purchase portfolios of various sizes on a regular basis. Our experience and systems capabilities allow us to convert your existing accounts receivables in a seamless manner that ensures your customers and your business are not adversely affected by the transaction.
Diverse Special-Terms Promotions
Give your customers more purchasing power with a complete menu of special-terms promotions, including:
- No-interest option with minimum monthly payments
- No-interest option with no payments for a specified period of time
- No-interest with equal payments
- Minimum monthly payment
- Reduced interest rate
Prompt Credit Decisions with Optimized Credit Lines
We use a proprietary scoring model that enables us to provide rapid credit decisions and optimal credit limits within responsible lending guidelines, allowing your customers the freedom to shop for larger ticket items and return for repeat purchases.
Customized Marketing Materials
All credit applications and credit cards are customized with your company name, logo and colors. Statement messaging and selective statement inserting allow you to cost-effectively reach thousands of cardholders each month to promote special sales events, financing promotions and more.
Internet Applications
When our Internet application link is added to your website, your customers can apply online and have the opportunity to walk into your store already approved for financing and ready to shop!
Our private label credit card program can help you:
- Give your customers the purchasing power to buy today instead of "tomorrow"
- Potentially increase your store's average transaction amount
- Drive more traffic to your store and encourage repeat business
- Improve customer loyalty
- Maintain constant contact with your customers via statement messaging, inserts and additional targeted marketing initiatives
- Access to reports on aggregate cardholder data
Our Private Label Credit Card Program Can Help Your Customers:
- Enjoy immediate purchasing power with deferred or minimum monthly payment options
- Make repeat purchases with a dedicated credit line
- Take advantage of special offers and sales events promoted through statement messaging or inserts
- The ability to reserve general purpose credit cards for everyday or unplanned expenses
- No annual fee and no prepayment penalties
Dual-Line Visa® Credit Card Program
With a private label credit card program, you also have the opportunity to leverage the power of two great names on one card with our unique dual-line Visa credit card program. This revolving, dual-line consumer credit card program combines the exclusive benefits of a private label credit card with the worldwide purchasing power of a Visa credit card. The result … ONE card with TWO distinct lines of credit.
You'll enjoy many exclusive features with our dual-line Visa credit card program, including:
- Two distinct revolving lines of credit on one card
- One billing statement and one payment each month
- Competitive APR and no annual fees
- Diverse special-terms promotions
- Prompt credit decisions with optimized credit lines
- Customized marketing materials
- Quick and easy electronic application processing
- Convenient online credit applications
Two Distinct Revolving Lines of Credit On One Card
Through our dual-line Visa credit card program, you can offer one line of credit dedicated for purchases and services exclusively at your retail location(s) and one line dedicated for all Visa purchases worldwide, everywhere Visa credit cards are accepted.
One Billing Statement, One Payment
Your customers will appreciate the convenience of receiving one monthly billing statement that provides detailed transactions for both lines of credit. In addition, they'll enjoy the simplicity of making just one monthly payment for both lines of credit.
Competitive APR and No Annual Fee
Our dual-line Visa credit card program gives your customers the opportunity to save money with a competitive APR on both lines of credit. There's no annual fee and no prepayment penalties.
Diverse Special-Terms Promotions
Give your customers the purchasing power to buy today with a complete menu of special-terms promotions on your line of credit, including:
- No-interest option with minimum monthly payments
- No-interest option with no payments for a specified period of time
- No-interest with equal payments
- Minimum monthly payment
- Reduced interest rate
Prompt Credit Decisions with Optimized Credit Lines
A program designed to offer quick credit decisions and optimal credit limits with responsible lending guidelines helps your customer finance their entire purchase today and easily make repeat purchases to satisfy future needs.
Customized Marketing Materials
Increase your name recognition and build brand loyalty with customized credit cards, customer applications, billing statements and other point-of-sale marketing materials. You'll also have an opportunity to efficiently and effectively reach your cardholder base to announce program enhancements, special financing offers and much more through statement messaging, selective statement inserts and other marketing initiatives.
Quick and Easy Electronic Application Processing
Using the latest technology, you can save time and money during the application process by keying in minimal customer information and receiving a decision within seconds. Plus, you'll have the flexibility to receive credit approvals during your store hours, seven days a week.
Convenient Online Credit Applications
When our Internet application link is added to your website, your customers can apply online and have the opportunity to walk into your store already approved for financing and ready to buy!
Our Dual-Line Visa Credit Card Program Can Benefit You:
On the Retailer Line of Credit:
- Access to a complete menu of special-terms promotions to help you close more sales and promote repeat purchases
- A competitive advantage by offering your customers one card with two lines of credit
- Funds transferred to your account via convenient Automated Clearing House (ACH) funding within 48 hours
- Save your business money by paying no interchange fee with purchases made on the retailer line of credit.
- Access to valuable data used to track and analyze customer buying habits
On the Visa Line of Credit: You'll enjoy increased customer loyalty as a result of the additional purchasing opportunities of dual-line Visa credit card program.
How Our Dual-Line Visa Credit Card Can Benefit Your Customers
On the Retailer Line of Credit:
- The ability for your customers to avoid tying up their general purpose credit cards by having a dedicated line of credit to use exclusively at your store
- The ability to buy today and pay later thanks to flexible deferred or minimum monthly payment options
- The ability to save money with a competitive APR, no annual fee and no prepayment penalties
- The ability to receive advanced notice of special sales events at your store with our open-to-buy lists, statement insert and statement messaging capabilities
On the Visa Line of Credit:
- The convenience of having a general credit line for purchases and cash advance opportunities worldwide-everywhere Visa credit cards are accepted
- No annual fee and no prepayment penalties
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