| Gain A Competitive
Edge By Offering Your Customers A Unique Product With Greater
Value and Versatility
Leverage the power of two great names on
one card with our unique dual-line Visa credit card program. This
revolving, dual-line consumer credit card program combines the
exclusive benefits of a private label card with the worldwide
purchasing power of a Visa credit card. The result … ONE
card with TWO distinct lines of credit.
| You'll enjoy many exclusive
features with our Dual-Line Visa Credit Card Program including: |
- Two distinct revolving lines of credit on one card
- One billing statement, one payment each month
- Competitive APR and no annual fees
- Diverse special terms promotions
- Prompt credit decisions with generous credit lines
- Customized marketing materials
- Quick and easy electronic application processing
- Convenient online credit applications
|
Two Distinct Revolving Lines of Credit
On One Card
Through our dual-line Visa credit program, you can offer one line
of credit dedicated for purchases and services exclusively at
your retail location(s) and one line dedicated for all Visa purchases
worldwide, everywhere Visa credit cards are accepted.
One Billing Statement, One Payment
Your customers will appreciate receiving one monthly billing statement
that provides detailed transactions for both lines of credit.
In addition, they’ll enjoy the simplicity of making just
one monthly payment for both lines of credit.
Competitive APR and No Annual Fee
Your customers can save money with a competitive APR on both lines
of credit, no annual fee, and no prepayment penalties.
Diverse Special Terms Promotions
Give your customers more purchasing power to afford
their entire purchase today with a complete menu of special
terms promotions on your business’ line of credit, including:
|
- No interest option
- No interest
- No payment
- Minimum monthly payment
- Extended payments for large purchases
- Reduced interest rate
|
Prompt Credit Decisions with Generous
Credit Lines
A fast credit decision and generous credit line allows your customers
to finance larger ticket items today and easily make repeat purchases
to satisfy future needs.
Customized Marketing Materials
Increase your name recognition and build brand loyalty with customized
credit cards, customer applications, billing statements and other
point-of-sale marketing materials. You’ll also have an opportunity
to efficiently and effectively reach your cardholder base to announce
program enhancements, special financing offers and much more through
statement messaging, selective statement inserts and other marketing
initiatives.
Quick and Easy Electronic Application
Processing
Using the latest technology, you can save time and money during
the application process by keying in minimal customer information
and receiving a decision within seconds. Plus, you’ll have
the flexibility to receive credit approvals during your store
hours, seven days a week.
Convenient Online Credit Applications
Today more than ever, businesses are turning to e-commerce as
an alternative distribution channel. When our Internet application
link is added to your website, your customers can apply online
and walk into your store already approved for financing and ready
to buy!
How Our Dual-Line Visa Credit Card
Program Can Benefit You
| On the Retailer Line of
Credit: |
- You’ll have access to a complete menu of special
terms promotions to help you close more sales and promote
repeat purchases
- You can gain a competitive advantage by offering your
customers one card with two lines of credit
- You’ll have a healthy cash flow as funds are
transferred to your account via convenient Automate Clearing
House (ACH) funding within 48 hours
- You can save your business money by paying no interchange
fee with purchases made on the retailer line of credit
- You’ll have access to valuable data used to track
and analyze customer buying habits
|
| |
| On the Visa Line of Credit: |
| You’ll enjoy increased brand recognition
and customer loyalty as a result of the additional purchasing
opportunities using the dual-line Visa credit card |
How Our Dual-Line Visa Credit Card Can Benefit
Your Customers
| On the Retailer Line of
Credit: |
- Avoid tying up other lines of credit with a dedicated
line to use exclusively at your store
- “Buy today” and “pay later”
thanks to flexible deferred or minimum monthly payment
options
- Save money with a competitive APR, no annual fee and
no prepayment penalties
- Receive advanced notice of special sales events at
your store with our open-to-buy lists, statement insert
and statement messaging capabilities
|
| |
| On the Visa Line of Credit: |
- Experience the convenience of having a general credit
line for purchases and cash advance opportunities worldwide—everywhere
Visa credit cards are accepted
- Save money with a low APR, no annual fee and no prepayment
penalties
|
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