Loans For Homeowners

Home equity loan interest rates from Wells Fargo Financial depend upon many factors including whether you choose a fixed rate loan or a variable rate loan. Other factors include the loan to value ratio and your credit history. Our loan officers will work with you to create a customized financial solution for you with competitive rates and personalized terms to best meet your needs.

Credit Consolidation

If you are making monthly, high-interest rate payments on your credit cards, we may be able to help lower your current monthly payments by rolling them into one loan with one monthly payment through a personalized credit consolidation loan. A credit consolidation loan, may allow you to lower your current monthly payments, and to qualify for extra cash to meet any of your immediate financial needs.

No Equity Home Loan

If you have no equity in your home you may qualify for a no equity home loan. No equity loans are available on first mortgages only and by refinancing your 1^st mortgage with a no equity loan, extended loan to value opportunities are available.^{Note 1} There are no hidden fees for this loan, and you don't have to bring any cash to the loan closing because the loan expenses are financed into the loan. The terms of the loans are personalized to suit your individual situation.

Apply Now! And a Loan Officer will contact you regarding your Home Equity Loan Rate.

Apply By Phone

Hours Of Operation -

• Monday – Friday: 8am – 10pm CST
• Saturday & Sunday: 8am – 10pm CST

 

Note 1: We consider the value of all encumbrances against the property which may reduce the amount you can borrow.