Debt Consolidation and Mortgage Refinance Options For Pennsylvania Homeowners

In the 1960's, Wells Fargo Financial introduced business in Pennsylvania. For more than 40 years, we have proudly offered Pennsylvania residents a variety of financial opportunities.

Currently Wells Fargo Financial operates in several locations including Philadelphia, Pittsburgh, and Allentown. Use our convenient, online store locator to find a complete list of locations throughout Pennsylvania.

Bill Consolidation, When to do it?

Reviewing your outstanding credit accounts closely will help you determine if bill consolidation is the right option for you.

When you consolidate bills, multiple debts are combined into one loan with one payment. There may be substantial benefits to consolidating higher interest rate accounts. For instance:

• You don't have to juggle as many bills.
• Combining outstanding accounts into one loan may mean a lower overall monthly payment.

If you have equity in your home from a down payment when you purchased your home, rising property value or making steady mortgage payments, you may be able to use the available equity in your home to consolidate your bills.

If you have debt to consolidate, now may be the time to consider a debt consolidation loan. Visit your local Wells Fargo Financial store or call 1-800-945-8934 for a free evaluation.

Refinancing Your Mortgage

You're the only one who knows your financial picture; however, you took the first step in securing your financial future by investing in your Pennsylvania home.

Refinancing your mortgage, which simply means applying for a new home loan to pay off your current one, may make sense for some people. Consider your situation and answer these questions to determine if a mortgage refinance may be right for you.

• Would you like to improve the terms of your current home loan?
• Do you want to convert an adjustable-rate mortgage (ARM) to a fixed-rate mortgage?
• Do you have home equity to use for consolidating other higher interest rate loans?
• Would you enjoy simpler monthly bill management?
• Could you tap into your home's equity and access cash?

There's no obligation to find out how a mortgage refinance loan from Wells Fargo Financial could change your financial picture. Find the Wells Fargo Financial office nearest you or call toll-free 1-800-945-8934 for your free evaluation.

In addition to locations throughout Pennsylvania, you can also conveniently apply online to refinance your mortgage or consolidate your outstanding debt.