Refinance Your Mortgage to Consolidate your Debt in New Jersey

Wells Fargo Financial proudly serves the state of New Jersey from several locations. If you live in New Jersey, you may find Wells Fargo Financial located in areas such as Edison, Atlantic City and Newark.

For a complete listing of New Jersey locations, use our convenient online store locator.

Refinance Your Mortgage

You worked hard for your home. Now, as a New Jersey homeowner, your home may be able to work for you. Refinance your home mortgage to consolidate your debt, meet unexpected expenses or just to have that confidence with extra cash in hand.

Mortgage refinance is as simple as applying for a new home loan to pay off your current home loan.

Why would you consider this?

Because, the advantages of refinancing your mortgage may provide you with:

• Improved terms of your current home loan.
• An opportunity to convert an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.
• A way to tap into your home's equity and get cash out.
• A chance to consolidate other higher interest rate loans with the equity you've accumulated.

Consolidate Your Bills

Another way your home can work for you—bill consolidation.

That simply means rolling outstanding higher interest rate accounts together into a new single loan. Use the proceeds from your new loan to pay off your current balances, and when those are paid, you end up with your new loan, fewer bills to manage, and possibly a lower monthly payment.

You may have equity in your home from:

• A down payment when you purchased your home.
• Rising property value.
• Making steady mortgage payments.

If you have debt to consolidate or have a major project on the horizon, now may be the time to consider a debt consolidation loan.

There's no obligation to learn how a debt consolidation loan from Wells Fargo Financial could change your financial picture. Find the Wells Fargo Financial office nearest you or call toll-free 1-800-945-8934 for your evaluation.

Besides our 14 locations across New Jersey, you can conveniently apply online.