Find Budget Relief With Lower Monthly Payments

If money is feeling tight, you may be looking for ways to cut costs or stretch your budget a little farther.

What if you could find some budget relief with lower monthly payments? You may be able to do so by consolidating your bills.

When you pay off one or more higher-interest bills with a lower-interest loan, you may end up with one monthly payment that’s less than the multiple payments you’re making now.

Add To Your Bottom Line With Fewer Bills

Besides fewer monthly payments to manage, you could end up improving your cash flow in a few different ways.

• Pay one lower overall monthly payment
• Pay less overall interest

With lower monthly payments, you could find cash in your budget to put toward other expenses, daily costs or to set aside for emergencies. Paying less interest overall could mean more money for you in the long run.

Even if you can't consolidate all of your outstanding bills, consolidating one or two of them into a single loan with a lower overall monthly payment may still help boost your bottom line.

Consider Your Options

Do you have equity in your home or have an auto loan? If so, you may be able to use these assets to your advantage.

Don’t worry. Even if you don’t own your home or have an auto loan to refinance, you may still have consolidation options. In fact, Wells Fargo Financial offers several bill consolidation options which could lower your monthly payments.

Here’s a quick look at different tools you could use to lower your monthly payments.

• Mortgage Refinance. A tax deductible¹ way to lower monthly payments, free up cash and consolidate higher-interest rate bills using your home’s equity.

• Auto Refinance. Not only could you lower your overall monthly payments, you could also lower your monthly car payment. Customers who refinance their auto loans with Wells Fargo Financial receive an average of $3,410 cash out!²

• Credit Card. Lower your monthly payments by transferring other account balances³ into one, easy-to-manage account. You’ll have easy access to your revolving account and can track your spending and payment history online.

Lower your monthly payments today. Apply for your debt consolidation loan online or call Wells Fargo Financial at 1-800-945-8934 to find out which consolidation option is right for you.