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Simplify Your Finances With Bill Consolidation Loans

Consolidate Your Bills: Consider Your Options
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Are your bills piling up? Would you like to consolidate your higher-interest rate accounts?
Imagine having fewer checks to write and fewer due dates to manage each month. When you open a bill consolidation loan with Wells Fargo Financial, you can combine your consolidated monthly bills into one, easy-to-manage payment. Or, you can get access to extra cash to pay off other expenses.
Wells Fargo Financial will work with you to find the bill consolidation option that fits your budget. Our bill consolidation loans include mortgage refinances, auto refinances and credit card solutions.
Why Should I Consolidate My Bills?
My spouse and I can’t seem to manage debt. We spend close to $1,350 a month on our mortgage and have $778 of other expenses that pop up. I don’t know how we will ever get ahead. What consolidation options are available for us?
Does this sound familiar? Many individuals and families struggle with their finances, so it's reassuring to know bill consolidation options are available in the financial services industry.
When you consolidate bills, multiple debts are combined into one loan with one payment. By paying one payment each month, you no longer have to juggle as many bills. Plus, if you choose a consolidation solution with a lower interest rate, you may be able to pay your accounts off faster and pay less toward interest overall.
Consider Your Options
Do you have equity in your home or do you own your vehicle? Wells Fargo Financial offers several bill consolidation loans which could put more breathing room in your budget, but it's important to understand each of the options available. Compare our consolidation options.
Table 1: Consolidation Options
| Consolidation Options | Key Features | May be Right for You If |
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| Mortgage Refinancing |
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| Auto Refinance |
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| Credit Cards |
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Tips To Get Ahead
Industry experts offer several tips that you could use to get ahead.
- Pay yourself first by investing in a retirement savings plan.
- Pay down high-interest debt and tackle bills with the highest interest rates first.
- A consolidation loan could help you get your bills under control.
- Trim the fat from your spending. Spending just a few minutes with your budget could give you big savings.
- Keep some of your money liquid and build up an emergency fund with three to six months of living expenses.
Does a bill consolidation loan sound like it might meet your unique financial needs? Apply online today!
1. Consult your tax advisor regarding the deductibility of interest.
2. The personal characteristics of your loan may impact the percentage of LTV you could use. When applying the percentage limitations, we consider the value of all encumbrances against the property which may reduce the amount you can borrow. You should consult your tax advisor regarding the tax deductibility of interest for home loans over 100% LTV.
3. The proceeds from your new loan with us would be used to make your final loan payment with your current auto loan creditor.
4. About Balance Transfers/Cash Advances: Fees and other terms may apply as described in the credit card account agreement.
Want to Apply?
Call a loan representative.
Call 1-800-945-8934
Mon - Thurs 7am - 9pm CST
Friday 7am - 7pm CST
Saturday 9am - 1pm CST

