Personal Loan FAQs

Print this page
 Personal Loan 

|

Cash On Demand®

Cash on Demand® account is a revolving line of credit. Cardholders may continue to access their accounts up to their available credit limit.

The minimum payment calculation will be equal to 1 percent of the account balance plus the total amount of finance charges and fees rounded up to the nearest dollar. The minimum payment will be at least $20 unless the total balance is less than $20.

There are four convenient ways to use your account:

  1. Balance Transfers – Transfer other balances and consolidate your monthly bills into one convenient payment.
  2. Cash Advances – Deposit cash electronically into your checking or savings account.
  3. ATMs – Get cash advances at ATMs throughout the United States.
  4. Convenience Checks – Use convenience checks for cash advances anywhere personal checks are accepted.

Call Customer Service toll free at 1-866-456-2717 to transfer balances from other accounts to a Cash on Demand account. Remember, there is no transaction fee for balance transfers.

Yes. We specialize in lending to customers with less than perfect credit and customers who are rebuilding their credit.

Cash on Demand account credit limits are available from $500 to $8,500 to meet your needs. Credit limits above $8,500 are available with a home equity loan product. to learn more about Home Equity loans.

You can apply for a Cash on Demand account in person at the Wells Fargo Financial Store nearest you. Locate your closest store by using our .

You will be contacted by phone or mail to inform you of our credit decision.

 

Cash on Demand® personal loans are unsecured revolving lines of credit originated by Wells Fargo Financial Bank, Sioux Falls, South Dakota. Cash on Demand® is not available in the following states: Arkansas, Connecticut, Rhode Island, Vermont, Washington D.C., Guam and Saipan. Wells Fargo Financial Bank is separate from local Wells Fargo Financial stores. Unsecured personal loans are subject to credit approval. All unsecured personal loan decisions are made by Wells Fargo Financial Bank.