How Much Coverage Do You Need?
Print this pageThe amount of Renters insurance you need is largely determined by how much you own. You may be surprised how it adds up! To decide on an adequate property coverage amount, make a detailed inventory of your personal property.
Start by completing our Property Inventory.
It's also a good idea to photograph or videotape your possessions and to keep receipts for large purchases. Store this list, receipts and the photos or video at a
friend or relative's house at work or in a safe deposit box so that you have access to it if the apartment or home you rent is destroyed. Update your inventory
when you buy or sell something and decide if you need to adjust your coverage.
Certain items, such as jewelry, computer equipment, and antiques, usually have coverage limits. Talk to your insurance company about details and what's eligible for extra coverage.
If you do have to make a claim, present this list to your claim adjuster. The adjuster may also ask you to provide records and documents that substantiate ownership, such as the photos or video you took of your belongings, receipts of purchase, credit card statements, or owner's manuals.
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When you elect to schedule a call, you will leave wellsfargofinancial.com and go to the Wells Fargo Insurance web pages at wellsfargo.com. Wells Fargo Insurance offers a wide range of products from companies with high standards and excellent customer service.
Insurance products are available through Wells Fargo Insurance, Inc. (Minneapolis, Minnesota). Wells Fargo Insurance, Inc. is a licensed agency representing and compensated by the insurer based on the amount of insurance sold. Wells Fargo Insurance, Inc. is an affiliate of Wells Fargo Financial.
- Insurance is:
- Not a deposit of or guaranteed by the bank
- Not insured by the FDIC or any federal government agency