Credit Insurance

Print this page Protect your payments with credit insurance.

Can you depend on someone else to pay your bills in the event of an emergency?

Be prepared for the unexpected with credit insurance offered through Wells Fargo Financial. We’ve made it simple.  Ease your mind on the financial commitments you’ve made with programs that will protect you and your family.

Credit insurance is one way to ensure that you are not burdened with a real estate loan or consumer credit balance while you are out of work due to disability or your family in the event of your death. This optional added protection gives you many benefits, including:

  • Added Peace of Mind
    It’s reassuring to know in the event of death or disability that you will have insurance to protect you, your family, your assets and your credit.
  • Flexible Coverage
    The amount of credit insurance you buy is tailored to the amount of your loan. This ensures that you will never pay for more insurance than you need.
  • Convenient Payment
    Your insurance premium will be added onto your monthly loan payment, allowing one easy-to-manage payment.
  • Easy & Affordable Security Option
    Credit insurance products usually have fewer eligibility requirements and restrictions than life insurance and disability insurance.

Our credit insurance products include:

For more information, contact your local store!

*Not all insurance products are available in all states. Credit insurance is available only in connection with an extension of Credit. Please check with your local branch for restrictions, including maximum amount of insurance and term limitations.

Credit insurance is optional and not required.

Loan decisions are not impacted by decision to purchase credit insurance.

*Not all insurance coverages available in all states. Coverages are subject to policy terms, conditions, and limitations. Credit insurance is available only in connection with an extension of Credit. Please check with your local branch for restrictions, including maximum amount of insurance and term limitations.

Credit insurance products are underwritten by Centurion Life Insurance Company of 800 Walnut St., Des Moines, IA 50309 and Assurant of 11222 Quail Roost Drive, Miami, FL 33157. Centurion Life Insurance Company is licensed in all states except ME, NY, and VT. Centurion Life Insurance Company, NAIC Company Code 62383 is domiciled in Iowa. Underwriter varies by state and coverage type. Centurion Life Insurance Company is an affiliate of Wells Fargo Financial, Inc.

The creditor is not acting as a broker to you but as an agent for the insurance company. The creditor and/or its affiliates, including insurance company affiliates expect to earn profits from the sale of credit insurance products.

Credit insurance is optional and not required. Loan decisions are not impacted by decision to purchase credit insurance.