FAQs: Questions Others Have Asked

No.  While it’s extremely convenient to fill out your loan request online using our streamlined application forms, you can also request a loan by calling 1-800-945-8934. Or if you prefer to fill out the forms in person, just visit the Wells Fargo Financial store nearest you.

Wells Fargo Financial offers a wide range of loans and interest rate options.  For a personalized plan detailing the loan solution that works best for you, simply request a loan online or call 1-800-945-8934 to speak to a Wells Fargo Financial loan expert.

The amount of money you can borrow is influenced by many factors including:

  • The appraised value of your home
  • The amount of equity in your home
  • Your credit history
  • Your income

Use our home equity calculator to quickly estimate how much you could borrow based on the equity in your home.

You can use your Wells Fargo Financial credit card to access cash at any ATM displaying the Visa^®, MasterCard^®, or Cirrus^® logo. You may also get cash by presenting your credit card along with identification at most banks.

No.  There are no application fees and no hidden costs when you request a loan from Wells Fargo Financial.  You’re not even under any obligation to accept the loan once you’re approved.  Requesting your loan is simply the best way to see exactly how much you could qualify for. Where you take it from there is your decision.

The key factor in determining how quickly your request can be handled is making sure you include all of the documentation requested as quickly as possible. Missing or incomplete information may delay your request.  As soon as your loan is approved, a Wells Fargo Financial loan specialist will get in touch with you to arrange a convenient time and location to close your loan.

Wells Fargo Financial will work with you to identify a personalized financial solution to fit your budget and your situation.  We have a commitment to providing rates that are competitive and appropriate based on your financial picture, credit history, characteristics of the transaction and the property involved.  Because each loan is personalized to your financial situation, you’ll receive a personal rate quote when you request your loan.

You can select a fixed rate mortgage.  You’ll rest easy knowing the rate and payment stay the same with a fixed rate mortgage. Plus, it builds in valuable peace of mind for your family budget.