Document Checklist – Information you need after you apply

Once you've filled out your online loan request, you'll need to send the following documents:

• A pay stub and a W2 Form from last year
• A copy of your homeowner’s insurance declaration page
• If you’re self-employed,
  • Signed personal income tax returns for the last two years and a copy of your business license or a statement from a licensed tax preparer.
  • If your business is a corporation, include IRS Form 1120.
  • If your business is an S Corporation, include IRS Form 1120s and Schedule K1.
  • If your business is a partnership, include IRS Form 1065 and Schedule K1
  • If you’re receiving disability income benefits,a copy of the award letter.
• If you receive Social Security, Railroad Retirement or other pension income
  • include your most recent award letter OR tax form 1099/W2 OR a copy of a bank statement indicating the automatic deposit to confirm regular deposit of payments OR a letter verifying your income from the organization.
• If you receive rental income:
  • For 1 or 2 rental properties, a copy of lease/rental agreement OR 1040 signed federal tax returns.
  • For 3 or more rental units, complete signed personal tax returns (including Schedule E) for the past 2 years if the unit was owned for at least 1 year AND recent lease agreement.