Cash Flow Worksheet

Income
Category	Amount
Monthly income/salary from all sources
Investment Income

Expenses
Housing		Food
Rent		Groceries
Other		Eating Out
Total Housing:		Other
		Total Food:

Auto		Utilities
Car Loan(s) or Lease(s)		Laundry
Car Insurance		Phone
Maintenance		Long-distance Phone
Parking		Mobile Phone
Gas		Gas/Electricity
Other		Water
Total Auto:		Garbage
		Internet Access
		Other
		Total Utilities:

Insurance		Personal Care
Health		Toiletries
Disability		Cosmetics
Life Insurance		Health Club
Dental Insurance		Pharmacy
Renters Insurance		Total Personal Care:
Other
Total Insurance:		Clothing
		New Clothes
		Dry Cleaning
		Other
		Total Clothes:

Education		Entertainment
Tuition		Movies
Books		Clubs
Supplies		Parties
Student Loan Payments		Vacations
Other		Other
Total Education:		Total Entertainment:

Credit Card Debt		Miscellaneous
Monthly Payments:		Gifts
Total Credit Card Debt:		Other
		Total Miscellaneous:

Total Monthly Income:			$
Total Monthly Expenses:			$
Net Cash Flow:			$

Income