Visa® Platinum Credit Card
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A Wells Fargo Financial Visa Platinum credit card offers outstanding value and convenience for approved customers.
- Access account information 24 hours a day online, or call toll-free 1-877-906-6055.
- Request cash advances from your credit card account for deposit into your personal checking or savings accounts (See Note 1).
- Transfer balances from other credit card accounts and make one convenient monthly payment (See Note 2).
- Use convenience checks to access your credit line. Note: Some banks impose restrictions on convenience checks (See Note 3).
- Get cash advances at ATMs worldwide displaying the Visa® or Plus® logo (See Note 4).
- Receive replacement cards/additional cards anywhere in the world (may require special mailing fees).
- Travel and Emergency Assistance.
- Auto Rental Collision Damage Waiver Program.
- Warranty Manager Service Protection.
Choose Your Features
Take advantage of valuable, timesaving features like balance transfers, cash advances, online account access, and online payments! Learn more.
Note 1: About Cash Advances: Cash Advances may not exceed your available credit. Cash Advance fees do apply. Please allow up to three business days for a cash advance to be transferred into your deposit account. Wells Fargo Bank, N.A. cannot guarantee an exact date or time of deposit. Do not write checks without contacting your banking institution to verify that your deposit account has been credited. In the event of an error, you agree to allow us to make appropriate adjustments to correct errors and process your request as you originally requested. Cash Advances will appear on your credit card account statement and will be subject to the terms and conditions of your account agreement that was previously provided to you. Refer to your Credit Card Account Agreement for additional information.
Note 2: About Balance Transfers: Balance transfers are processed as purchases. Balance transfer fees may apply subject to your Credit Card Account Agreement. Balance transfers may not exceed your available credit. You should continue to make all required payments until you confirm that the balance transfer was made. Balance transfers will be processed in the order received. If a balance transfer is more than your account’s available credit line, we will automatically lower the balance transfer amount to your available credit and complete the transfer. We will not close your other accounts, even if you transfer the entire balance. If you want to close your other accounts, you should contact the issuers directly. The balance transfer can take up to two weeks to process once received by Wells Fargo Bank, N.A. Transfer of a balance, which includes disputed purchases or other charges may cause you to lose your dispute rights with regard to those purchases or other charges. Refer to your Credit Card Account Agreement for terms and conditions of your account.
Note 3: About Convenience Checks: Convenience checks will be posted to your account as cash advances. Cash advance fees will be assessed on convenience check transactions as described in your Credit Card Account Agreement. A check may be returned unpaid and you may be assessed a return check fee if prior to processing the check you have already exceeded your credit limit or if processing the convenience check would cause you to exceed your credit limit. Refer to your Credit Card Account Agreement for terms and conditions of your account. You agree to be bound by the terms of the Credit Card Account Agreement. You also agree that the Credit Card Account Agreement is subject to change.
Note 4: About ATMs: The ATM operator may impose limits on the amount of cash that can be obtained at their ATM.
